Memory’s Entrepreneurial Journey

Memory Sapuwa hails from Area 25, Lilongwe in Malawi where she is one of our top Malawi Agents.

After completing a Banking Certificate post high school, Memory struggled to find a job because of the volatile economic climate in Malawi. She then decided to tap into her entrepreneurial spirit and make a go of becoming a successful Zoona Agent.

After three months of hard work, Memory saw growth opportunities in being a Zoona entrepreneur and decided to build on her momentum and work towards expansion.

In just two years, Memory has expanded from one to 7 outlets and bought her first piece of property. She intends to grow her business to even higher heights, and to continue spreading financial inclusion in Lilongwe.


Communities Serviced


Active Entrepreneurs


Jobs Created

Explore Our Success Stories

These are just snippets of remarkable human stories that we can’t possibly convey fully in just a few words. Yet there is a common thread that binds our agents to each other and to everyone at Zoona.

These agents are entrepreneurial, committed, and full of integrity. They act with a spirit of togetherness, and they like to have fun while they work. Our best agents embody Zoona’s core values and exist to help their communities thrive. It’s an honour to celebrate their success.