Unlocking Africa’s True Potential

All over Africa, people rely on their family and community for support in helping them pay their school fees, cope with emergencies, and save for their future. The community is at the centre of their lives, and these are the communities we’re here to serve.

We believe Africa is the next frontier of innovation, and that through entrepreneurship, women empowerment, and technology, we’ll be able to unlock the true potential of our continent.

A Proven Model for Impact


Communities Serviced


Active Entrepreneurs


Jobs Created

We Support Entrepreneurs

We work with emerging entrepreneurs in the countries where we operate, providing them with the technology, capital, and business support to start their own business as Zoona agents.

We’re on a mission to empower entrepreneurs across the continent and enable a new generation of independent business owners.

Stories From The Field

  • From Zoona Agent to Managing Director

    The story of Misozi Mkandawire.


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  • Entrepreneurship with Kiva

    Learn how Musanide grew from 1 to 26 outlets.


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  • Creating Change in Malawi

    Elesiba Hauli tackling local challenges head-on.


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  • Memory’s Entrepreneurial Journey

    Meet one of our top Malawi Agents.


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  • The King of Kabwe

    Paul Katumbi creating success in a new city.


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After my first month as an Agent, I knew that this is something that would really really grow. Over the last few years, I managed to open 27 outlets and employ 43 Tellers. I was then approached by Zoona and asked to be the Zoona Zambia Managing Director. I’m very excited to see where this part of the journey takes me, and to use my experience as a previous Agent to help other entrepreneurs thrive.

Misozi Mkandawire [Zoona MD, Lusaka, Zambia]

We Develop Communities

We host various programmes through the Zoona Centre of Learning to upskill the entrepreneurs in our network. We equip them with the skills and opportunities to become better business people and unlock their full potential.

We Drive The Girl Effect

In 2014 Zoona was identified as one of the top ten companies in the world with the potential to bring women and girls out of poverty. The Girl Effect Accelerator allows us to amplify our efforts of empowering women and providing growth and employment opportunities for them and their communities.

Our Love Letter to Africa

We’re passionate about the growth of Africa. Our business goals are shaped around the success of the communities and entrepreneurs we serve. View our business timeline to read more about how we got Zoona to where it is today.

Join Zoona and Help Change the World

Africa is awakening. Technology has unleashed a wave of change across the continent and has improved thousands of lives!

Zoona is scaling up and this is your chance to join Africa’s fintech success story and make a difference.